What Defends You

When a pest complaint becomes a claim, courts have looked at what happened after notice. These pages set out what published opinions weighed, case by case, and the records that answer those questions.

• How Courts Have Weighed Landlord Pest Response

  Each published pest opinion on this site, read from the opinion: the theory, what the court decided, and the facts that decided it. Trial-level, unpublished and non-residential cases are labeled.

• Pest Records That Hold Up

  Ten records, each tied to the case, rule or audit that shows why it matters, from the notice log to an unaltered work-order history. Printable.

• Bed Bug Prep and Reasonable Accommodation

  When a resident can't do the prep: the Harmon facts, HUD's cooperation guidance, chemical sensitivity in HUD's IPM notice and legal opinion, and what to document.

• Pesticides, Pests and Insurance Coverage

  How a pollution exclusion and a habitability exclusion played out in three published coverage cases, and why an owner should read its own policy wording.